How much do you need?

Mashreq Personal Loan

Personal

APR

7.25%

Amount

د.إ10k–د.إ2M

Term

6–48 mo

Decision

instant online approval in 5 minutes

Best for: Salaried professionals earning a minimum of AED 5,000 who need quick access to personal financing.

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Dubai Islamic Bank Personal Finance

Personal

APR

5.99–21.99%

Amount

د.إ10k–د.إ5M

Term

12–48 mo

Decision

quick access to funds with simple documentation

Best for: This product is ideal for high credit tier individuals looking for long-term financing that aligns with Islamic principles.

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First Abu Dhabi Bank Personal Loan

Personal

APR

4.7–12.75%

Amount

د.إ15k–د.إ5M

Term

6–60 mo

Decision

loan calculator available instantly, final offer after affordability assessment

Best for: This loan is best for individuals seeking a long-term solution with a reputable bank, especially those with excellent credit scores.

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ADCB Personal Loan

Personal

APR

5.99–14.0%

Amount

د.إ10k–د.إ2.2M

Term

6–48 mo

Decision

decision within 7 working days, TouchPoints loyalty rewards included

Best for: Ideal for expatriates in the UAE seeking to consolidate debt or access significant loan amounts.

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Emirates NBD Personal Loan

Personal

APR

5.48–20.99%

Amount

د.إ10k–د.إ4M

Term

12–48 mo

Decision

loan approvals often complete within 2-3 business days

Best for: This loan is ideal for high-income earners looking for significant loan amounts and attractive interest rates without hefty processing fees.

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HSBC UAE Personal Loan

Personal

APR

7.0%

Amount

د.إ25k–د.إ750k

Term

12–48 mo

Decision

callback-led application, decision after eligibility and salary-transfer verification

Best for: This loan is best for expats looking for a reliable bank with global reach and attractive rates for significant financing needs.

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RAKBANK Personal Loan

Personal

APR

4.75–14.0%

Amount

د.إ10k–د.إ2.2M

Term

12–48 mo

Decision

swift approval, reduced processing fees for digital applications

Best for: This loan is best for individuals seeking quick approval and flexible repayment options, especially those with high credit scores.

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Mbank Personal Loan

Personal

APR

—

Amount

د.إ10k–د.إ250k

Term

12–48 mo

Decision

digital application through the Mbank app with app-based follow-up

Best for: Best for UAE Nationals and residents seeking flexible loan options with no processing fees and a generous payment holiday.

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