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₱10,000
₱1,000 ₱100,000
Personal
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PSBank Flexi Personal Loan

Personal
APR
41.29–42.88%
Amount
₱20k–₱250k
Term
24–36 mo
Decision
5-9 working days
Best for: Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.
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EastWest Personal Loan

Personal
APR
39.82–47.03%
Amount
₱25k–₱3M
Term
12–60 mo
Decision
5-7 banking days
Best for: Individuals earning at least ₱25,000 monthly who need a significant personal loan without collateral.
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BDO Personal Loan

Personal
APR
25.98–26.76%
Amount
₱10k–₱2M
Term
6–36 mo
Decision
5-7 banking days
Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
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SB Finance Personal Loan

Personal
APR
39.43%
Amount
₱30k–₱3M
Term
12–36 mo
Decision
1-3 business days
Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
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BPI Personal Loan

Personal
APR
28.67–31.72%
Amount
₱20k–₱3M
Term
12–36 mo
Decision
2-3 banking days
Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.
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CIMB Personal Loan

Personal
APR
18.0%
Amount
₱30k–₱1M
Term
12–60 mo
Decision
Varies (app-based credit assessment)
Best for: Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.
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UnionBank Personal Loan

Personal
APR
31.22–31.98%
Amount
₱20k–₱2M
Term
12–60 mo
Decision
3-5 banking days
Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.
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Metrobank Personal Loan

Personal
APR
30.52–33.32%
Amount
₱20k–₱2M
Term
12–36 mo
Decision
7 banking days
Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
Read review →